Real Estate Services

Newton Pads | Newton Real Estate Financing

Learn about the process of financing your new home or investment in Newton...

Newtonpads.com is a full service Newton Real Estate website keenly focused on selling, renting and managing properties throughout Newton and it's surrounding neighborhoods.

Newton Real Estate Financing In most cases, agents will not accept an offer without a pre-approval letter. Most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, assets, debt,and credit history, lenders can estimate how much of a mortgage you are eligible to obtain.

As interest rates continue to hover near record lows and it’s never been easier to finance your home purchase. Contact one of our sale professionals to find out how much house you can afford, learn about settlement and closing costs, and access the most current lending rates.

Required Finance Documents:

Rental property of all types
Two (2) most recent pay check stubs
W-2 for the last two years
If self-employed need tax returns for last two years (all pages) and profit and loss statement for the current year
Last three month bank statements for both checking and saving bank accounts (copies of all pages)
Most recent statement of 401-K, 403B, IRA or other retirement plans
Copy of sales contract including all addendum
Copy of Earnest Money Deposit check (front and back)
Listing and selling agent telephone and fax numbers
Closing attorney or title company who will handle the closing for both parties (buyers and sellers)
Copy of lease agreement on rental properties (if applicable)

Get Pre-Approved

Fill out our Pre-Approval form to complete the essential first step to buying a home. By getting pre-approved for a home loan you can save time by looking at the right homes, gain confidence in your ability to afford your pruchase, increase you bargaining and negotiating power and most times enjoy a faster closing period.
Click here to get more information to find financing fit your needs.

Current Mortgage Rates

Mortgage Calculator

NewtonPads.com is not responsible for any errors, omissions and change in price, prior sale, rent and withdrawal without notice. All information from sources reliable but not guaranteed.
Photographs, videos, description and information about the properties reflect conditions at the time the information was obtained. Newton MA Equal Housing

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